SBA Preferred Lender


Your small-balance commercial lending expert – Just ask our clients.

“I have processed several loans with Ocean Capital. The Ocean Capital team is bright and personable and know their products. I get fast turnarounds with clear terms and conditions on my Small Business Administration loans. Need I say more? My relationship with Ocean Capital enables me, a small broker, to compete with the big offices.”

David A. Gooch, Blue Sky Mortgage Company Inc.

“Ocean Capital is great at funding hard loans—especially in lending to gas stations. They know all the steps and know how to work with problems. They help you close deals fast. I recommend Ocean Capital with great trust.”

Maninder I. S. Chandi, Carteret Mortgage Corp.

“We have been financing transactions and working with Ed McElroy since the year 2000. He has consistently proven to be a very astute lender who is always willing to go beyond the call of duty to meet a client’s needs. Mr. McElroy works very well under pressure. A recent deal for a Bed & Breakfast required a breakneck pace to get approved and closed. Ed came through with an approval and commitment within days. The entire transaction closed within three weeks. We have worked with many, many lenders over the years and have seen many fall by the wayside. Ed McElroy has been and will continue to be our first choice when it comes to SBA financing.”

Sean Gallagher, Gallagher Associates

“Ocean Capital was instrumental in closing a very tough gas station loan for us. The Ocean Captial team efficiently structured this hard-to-finance deal. The entire process was streamlined and smooth, and Ocean Capital was fully committed to closing and funding the deal fast. I would highly recommend them for all your commercial financing needs.”

Beejay Vora, Fortune Enterprises

“A long-time borrower of mine had a situation that didn’t seem to have a great solution, at least, not until I was recommended to Ocean Capital. We worked together with my client and gave him the perfect product that no other banks out there were able to offer him. I always thought SBA was more difficult than they made it seem. End result — I retain a borrower and give him even more confidence in me for the future. Great bank with great people to work with!”

Keith Hapenney, Poli Mortgage Group