SBA Preferred Lender

Your 'Go-To' Lender of Choice for SBA & USDA Loans.

  • Owner-occupied commercial mortgages up to $5 million
  • Up to 80% financing
  • Credit scores as low as 660
  • Low debt-service coverage requirement
  • Flexible underwriting guidelines

Partners: Get Your Small-Balance Commercial Loan Financed Today!

Ocean Capital is the source for small-balance commercial lending. An SBA and USDA loan specialist, we approve deals using our flexible underwriting guidelines.
If your clients are seeking to finance medical buildings, auto repair shops, convenience stores, used car shops or light industrial properties, we can help. Whether you are a seasoned commercial broker or you have never placed a commercial deal, we will walk you through our seamless transaction process and pay you handsomely upon funding. Let Ocean Capital help you secure a small-balance commercial loan today.