Shoreham Bank

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Marine Lending

New and Used Boat Loans

Make your dream of owning a boat a reality with our new affordable and flexible Boat Loans. Our Boat Loan specialists are ready to help you make waves on the water! 

 Learn more

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Today's Rates

3 Month
CD

4.00%
Soaring Savings

4.00% 
9 Month
 CD
 
4.25%

APY

Premier Checking

1.50% 

APY

Safe, Convenient, and Secure.

At Shoreham Bank, we're always looking for ways to make your banking experience easier. We are excited to announce that Apple Pay and Google Pay are now available to use for all Debit Card Holders. Whether you're making everyday purchases or need to make a quick transaction on the go, paying is now more convenient and secure.

Shoreham Bank in the Community

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Cross Roads RI 

McAuley Lunch On Us
Shoreham Bank volunteers at Boots on the Ground

Boots on the Ground
Happy couple painting

FHA Title 1 Loan

A Title I loan is a fixed rate home improvement loan that requires no equity. All Title I loans are insured by the Federal Housing Association (FHA) and are backed by the U.S. Department of Housing and Urban Development (HUD). 
 
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Home Equity Loans


We offer great Fixed Rate Home Equity Loans with terms to fit your budget and easy monthly payments.
 
Happy couple buying a car

Auto Loans


Finance your next new or used vehicle or refinance your current auto loan with Shoreham Bank. 
 
Happy couple with open sign

SBA & USDA Loans


Shoreham Bank specializes in SBA loans and USDA loans, we provide government guaranteed funding to small business owners.